Global Coverage. Personal Expertise.
Born in Luxembourg. Built for the World.
Global Expertise
Worldwide insurance solutions tailored to international lifestyles.
Personal Advisory
Dedicated advisors who understand your individual situation.
Tailored Protection
Insurance solutions designed around your needs, not standard packages.
Fast & Reliable
Quick quotes, efficient service and dependable support.
The world is full of opportunities. The right protection gives you the confidence to pursue them.
In today’s world, people, careers and businesses are more international than ever before. Yet finding the right insurance across different countries, regulations and healthcare systems can quickly become overwhelming.
That’s where expat18 comes in.
We bridge the gap between local requirements and global lifestyles by providing expert guidance and access to trusted international insurance solutions. Whether you’re relocating abroad, building a life in a new country or managing employees across borders, we help ensure that you have the protection and support you need every step of the way.
Our mission goes beyond insurance. We give our clients peace of mind, allowing them to focus on new opportunities, personal growth and international success without worrying about what happens when the unexpected occurs.
With a foundation in Luxembourg and a global outlook, expat18 stands for trust, expertise and personal service—helping people live, work and thrive anywhere in the world.
Trusted Expertise. Global Reach.
Supporting individuals, families and businesses around the world.
International Health Insurance
Comprehensive medical cover worldwide for you and your family.
Expat Insurance
Long-term protection for expats, digital nomads and global citizens.
Travel Insurance
Premium cover for frequent travellers and extended trips.
Corporate Mobility
Tailored solutions for companies and their internationally mobile teams.
About us.
At expat18, we believe that living and working internationally should be an opportunity, not a challenge. That’s why we help individuals, families and businesses navigate the complexities of international insurance with confidence and clarity.
Based in Luxembourg, one of Europe’s most trusted financial centres, we combine local expertise with a global perspective. Through our network of leading international insurance providers, we deliver tailored solutions that support our clients wherever life, work or business takes them.
What sets us apart is our personal approach. We take the time to understand each client’s unique circumstances, goals and mobility plans before recommending the right protection. Whether you’re relocating abroad, managing an international workforce or seeking worldwide health coverage, our team is committed to finding solutions that fit your needs—not the other way around.
At expat18, relationships come before policies. We are dedicated to providing trusted advice, exceptional service and long-term support for clients living without borders.
Why expat18 Matters.
The world has never been more connected. People move abroad, build international careers, launch global businesses and embrace opportunities across borders. Yet with every new destination comes complexity—from healthcare systems and insurance regulations to protecting what matters most.
At expat18, we make international insurance simple.
We help individuals, families and businesses navigate a global world with confidence by providing expert guidance, tailored solutions and trusted long-term support. Our role is not just to find the right insurance policy, but to ensure our clients feel protected, informed and prepared wherever life takes them.
Because when you have the right partner by your side, international opportunities become easier to embrace—and the world feels a little smaller.
That’s why expat18 matters.
Global Guidance
We help individuals, families and businesses understand complex insurance requirements across countries, ensuring the right protection wherever life takes them.
Tailored Solutions
Every client has different goals, destinations and needs. We create solutions that fit your personal or professional journey.
Trusted Partnership
We build long-term relationships and remain a reliable partner whenever circumstances change.